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Resident Selection Criteria and Privacy Policy
Welcome to Atlantic Heights Apartments!
Before you apply to lease an apartment in our community, please take the time to review our resident selection criteria. The term "applicant(s)" under our criteria means the person or persons that are approved to occupy an apartment under the Lease.
Resident Selection Criteria
Fair Housing: It is our expressed policy not to discriminate against any person based on race, creed, color, national origin, nationality, ancestry, marital status, domestic partnership or civil union status, familial status, affectional or sexual orientation, gender identity or expression, sex, mental and physical disability or source of lawful income.
Income: You (all individuals) must provide current income verification of three (3) times the amount of the monthly rental rate of the selected apartment per month. Income verification must include one of the following:
1. Provide a copy of your four (4) most recent payroll check stubs, with a year to date total.
2. Employment verification on company letter head that includes rate of pay or salary, financial statement certified by financial institution, tax return or an accountant, etc.
A.) Inconsistent wages such as tips and commissions will be considered as income if they are reported to the IRS. Child support and alimony will be considered income with proof of payment.
B.) Roommates may combine income but all applicants must meet other criteria individually.
C.) If you are unemployed or earn less than three times, the rent you must provide us with proof you have on hand funds to cover the entire lease term of the unit you are renting. You will be required to pay two months' rent upfront and any prorated rent which may be due at the time of move in by certified funds.
D.) If you are on Social Security, Disability or an employer Retirement Plan and can show proof of consistent income of three times the rent per month and meet all other criteria, your application will be approved.
Employment
History: You (all individuals) must provide employment history of no less than six (6) consecutive months.
1. Provide pay stubs or executed offer letter that reflects the company information and length of employment.
A. Less than six months of employment on a new job: Applicant may use most recent "previous" employment history to qualify on "length of employment history."
B. If this is your first line of employment, you may pay an additional deposit equal to one months rent and you must meet all other criteria.
Credit: Complete check of credit will be made. Your application will be reviewed by a third party application processing company who evaluates your credit history information. An unsatisfactory credit report can disqualify an applicant from renting an apartment, including one that reflects past or current bad debts, late payments, or unpaid bills, liens judgments, or bankruptcies. If an applicant is rejected, you may request a copy of the report affecting this decision. An applicant rejected for unsatisfactory credit is encouraged to obtain a copy of the credit report from the credit reporting agency, correct any erroneous information that may be on the report, and resubmit an application for residency at our community.
TenantSafe screening captures a holistic snapshot of your credit history and payment patterns. It includes all rental collections, bankruptcies, utility collections, other collections, tax liens, foreclosures and credit judgments. Based on your score, management reserves the right to offer tenancy with a one to three month upfront rent payment required for approval.
Landlord / Utility collections in the last 10 years are an: Automatic Decline.
If you can satisfy the debt(s) in full owed for a landlord / Utility collection and meet all other criteria application will be re-evaluated.
Evictions: Automatic Decline last 5 years
Bankruptcy: Automatic Decline 1 to 3 years / after 3 years will be considered with rent paid upfront, only if credit passes. This could still affect credit scoring.
No Penalty: Medical, Student Loans & Foreclosures
Criminal Background Investigation: A Criminal background investigation will be conducted on all applicants. A criminal history of drug use or dealing, sexual offenses, physical violence to any person (adult or child) or property, or other conduct which would adversely affect the health, safety or welfare of residents of the community or of the management employees and the operations of the property, will result in the denial of the application.
Rental: You (all individuals) must provide good current and/or previous rental history and /or proof of home ownership of six (6) months are required of all applicants. Negative rental history or home ownership, which reflects habitual late payments, passed the fourth of the month in the past six months (3 or more), NSF's (2 or more), and evictions within the last five (5) years, community disturbances, damages or outstanding obligations to a landlord will not be allowed. You will need to provide us with contact information to verify your rental or home ownership history. Home ownership should be reflected on your credit report. If not you will need to provide proof of home ownership and payment history.
If less than six (6) months of rental history or no rental history you may be ask to pay up to two (2) months' rent in addition to any prorated rent which may be due at move in by certified funds.
Students: If a student can qualify under all required criteria they will not need a cosigner, otherwise a cosigner will be required at the time the application is submitted.
Guarantors: All guarantors must be a relative such as a parent, grandparent, or sibling and make 5 times the rent per month and qualify as outlined below. Guarantors must reside within the United States. "Proof of income is required". Your application will be received by a third party application processing company who evaluates your credit. An unsatisfactory credit report can disqualify an applicant from renting an apartment, including one that reflects past or current bad debts, late payments, or unpaid bills, liens judgments, or bankruptcies. If an applicant is rejected for poor credit history, the applicant may request the address and phone number of the reporting credit agency. An applicant rejected for unsatisfactory credit is encouraged to obtain a copy of the credit report from the credit reporting agency, correct any erroneous information that may be on the report, and resubmit an application for residency at our community.
TenantSafe screening captures a holistic snapshot of your credit history and payment patterns. TenantSafe score includes all rental collections, bankruptcies, utility collections, other collections, tax liens, foreclosures, credit judgments, as well as a criminal background investigation.
Landlord / Utility collections in the last 10 years are an: Automatic Decline
If you can satisfy the debt(s) in full owed for a landlord / Utility collection and meet all other criteria application will be re-evaluated.
Evictions: Automatic Decline last 5 years
Bankruptcy: Automatic Declined
No Penalty: Medical, Student Loans & Foreclosures
Age: Must be eighteen (18) years of age or otherwise the age under applicable law to sign a contract or lease.
Occupants: Only persons under the age of 18 will be considered occupants under the lease, with the exception of those living with a legal guardian and are claimed as a dependent. Management must be aware of all persons living in the apartment at all times.
Pet Policy: Pets and Service Animals: Regarding communities that allow pets, only dogs, cats, fish and birds are allowed. No more than two (2) pets of any kind are permitted per apartment. Dogs and cats will require an additional deposit of $250.00 and will be required to pay a monthly fee of $30- $75.00. A Pet Addendum must be executed as an Addendum to the lease contract. No visiting pets are permitted on the property. The following breeds or partial breeds, but not limited to these breeds, are not permitted: Rottweilers, Pit Bull, Akitas, Dobermans, Chows, German Shepherds or any Wolf breed. Other breeds may apply to restrictions; consult your leasing representative at time of leasing the apartment. Pets must be restrained on a leash at all times in common areas. Pet owners are required to walk pets in the designated pet areas and will be responsible for cleaning and disposing of pet waste.
Support/Service animals are not considered pets and are allowed to reasonably accommodate a handicapped leaseholder or occupant. Service Animals, for medical purpose only, are accepted without a deposit. Verification that the animal is a service animal will be required from a licensed physician.
IT IS YOUR RESPONSIBILTY TO MAKE SURE YOUR PET QUALIFIES BEFORE MOVING IN.
Occupancy Guidelines:
Apartment Size/Maximum Occupants
1 Bedroom/Two People
1 Bedroom w/Den/Four People
2 Bedroom/Four People
2 Bedroom Townhome/Four People
3 Bedroom/Six People
3 Bedroom Townhome Six People
*Exception* A child under twenty-four (24) months may live in an apartment in addition to the maximum number of occupants. It is the responsibility of the lease holder to request a transfer to a larger apartment in ample time, not to violate this exception.
Additional Information:
AJH Management strongly encourages all residents to obtain renter019s insurance. The liability benefit will protect you in the event of catastrophe. We recommend that you also purchase Personal belongings coverage to protect the items you own, as AJH Management is not responsible for damage to your personal belongings.
1. Applicant, Roommates or Co-Applicants: Each resident that signs the lease is fully, jointly and severally responsible for the rental payment and each must complete an application, pay an application fee of $35.00,
2. Pay the Holding Deposit of $1000.00 within 24 hours of application approval, to hold a specific apartment. This deposit is non-refundable after 72 hours. It is applied to charges at move-in.
3. Pay the required security deposit of one and a half month's rent to execute the lease.
4. You must provide proof from Jersey Central Power & Light and NJ Natural Gas Co. that you have applied for service in your name on or before your move-in date.
5. All money due at move in, must be in certified funds.
6. A photo I.D. will be required at the time of application for identification purposes only.
Privacy Policy for Personal Information of Rental Applicants and Residents
We are dedicated to protecting the privacy of your personal information, including your Social Security or other governmental identification numbers. We have adopted a privacy policy to help ensure that your information is kept secure. We follow all federal and state laws regarding the protection of your personal information.
How information is collected. You will be furnishing some of your personal information (such as your Social Security or other governmental identification numbers) at the time you apply to rent from us. This information will be on the rental application form or other document that you provide to us or to an apartment locator service, either on paper or electronically.
How and when information is used. We may use this information in the process of verifying statements made on your rental application, such as your rental, credit and employment history. We may use the information when reviewing any lease renewal. We may also use it to assist us in obtaining payment from you for any money you may owe us in the future.
How the information is protected and who has access. In our company, only authorized persons have access to your Social Security or other governmental identification number. We keep all documents containing this information in a secure area, accessible only by authorized persons. We limit access to electronic versions of the information to authorized persons only. AJH Management is owner and operator for this property. Whenever our management ceases, your information is subject to the privacy policy of the Owner or replacement Management Company.
How the information is disposed. After we no longer need your Social Security or other governmental identification numbers, we will store or destroy the information in a manner that ensures that no unauthorized person will have access to it. Our disposal method may include physical destruction or obliteration of paper documents or electronic files containing such information.
Locator services. If you found us through a locator service, please be aware that locator services are independent contractors and are not our employees-even though they may initially process rental applications and fill out lease forms. You should require any locator services you use to furnish you their privacy policies, as well.
